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Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer : Ok-Life-Accident-and-Health-or-Sickness-Producer

Ok-Life-Accident-and-Health-or-Sickness-Producer

Exam Code: Ok-Life-Accident-and-Health-or-Sickness-Producer

Exam Name: Oklahoma Life, Accident, and Health or Sickness Producer Exam

Updated: Oct 04, 2026

Q & A: 157 Questions and Answers

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Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer Exam Syllabus Topics:

SectionWeightObjectives
Topic 1: General Insurance Knowledge72%- Annuities
  • 1. Types of annuities
  • 2. Features and taxation
- Health and Accident Insurance Basics
  • 1. Disability income insurance
  • 2. Accident and sickness coverage
  • 3. Health insurance policies
- Insurance Regulation
  • 1. Licensing requirements
  • 2. Unfair trade practices
  • 3. Federal and state laws
- Life Insurance Basics
  • 1. Policy provisions and riders
  • 2. Underwriting and issue
  • 3. Types of life policies
Topic 2: Oklahoma State-Specific Knowledge28%- Consumer Protection and Ethics
  • 1. Unfair claims practices
  • 2. Privacy and disclosure requirements
- State Licensing and Renewal
  • 1. Continuing education rules
  • 2. Residency requirements
- Oklahoma Insurance Statutes and Rules
  • 1. Title 36 Oklahoma Statutes
  • 2. Oklahoma Administrative Code provisions
- Policy Provisions Required in Oklahoma
  • 1. Reinstatement and replacement rules
  • 2. Grace periods, free look, incontestability

Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer Sample Questions:

Question #1
How is ownership of a mutual insurance company evidenced?

A. ownership of stock
B. certificate of deposit
C. ownership of a policy
D. bonds of the company


Question #2
A license is NOT required when you are

A. soliciting insurance.
B. negotiating insurance.
C. providing referrals.
D. selling insurance.


Question #3
Which of the following is NOT a requirement to become a resident producer or adjuster in Oklahoma?

A. Live in Oklahoma for a period of 6 months or more.
B. Successfully passing a licensing examination.
C. Must be of good personal and business reputation.
D. Be at least 18 years of age.


Question #4
All of the following are DISADVANTAGES of replacing an older health policy EXCEPT

A. preexisting conditions.
B. the old policy does not meet policyowner's needs.
C. a new contestability period.
D. proving insurability.


Question #5
Any person entitled to reimbursement for expenses of health care services and procedures under an Accident and Health Insurance Policy issued by an insurer is

A. a Preferred Provider Organization.
B. an insurer.
C. a practitioner.
D. an insured.


Solutions:

Question #1
Correct Answer: C
Question #2
Correct Answer: C
Question #3
Correct Answer: A
Question #4
Correct Answer: B
Question #5
Correct Answer: D

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